Title insuring begins with a search of public land records affecting the real estate concerned. An examination is conducted by the title agent to determine whether the property is insurable. The examination of evidence from a search is intended to fully report all “material objections” to the title. Frequently, documents that don’t clearly transfer title are found in the history that is derived from the records in a search. Below are some examples of documents that can present concerns:
Deeds, wills and trusts that contain improper wording or incorrect names.
Outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxes.
Easements that allow construction of a road or utility line .
Pending legal action against the property that could affect a purchaser .Through the search and the examination, title problems are disclosed so they can be corrected whenever possible. However, even the most careful preventative work cannot locate all hidden title hazards.
Clear Title is qualified to research your intended purchase and provide the necessary title insurance coverage.  We know your home is your most important investment. Be sure to protect it with an owner’s title insurance policy.CONVENIENCEElectronic fund transfers, fax machines and overnight couriers are making it more and more common to conduct closings from across the state or across the country.
Clear Title offers expedient solutions to clients in a time crunch or live in another city or state.
We save you time and headaches!


1031 exchange, otherwise known as a tax deferred exchange is a simple strategy and method for selling one property, that’s qualified, and then proceeding with an acquisition of another property (also qualified) within a specific time frame. The logistics and process of selling a property and then buying another property are practically identical to any standardized sale and buying situation, a “1031 exchange” is unique because the entire transaction is treated as an exchange and not just as a simple sale. It is this difference between “exchanging” and not simply buying and selling which, in the end, allows the taxpayer(s) to qualify for a deferred gain treatment. So to say it in simple terms, sales are taxable with the IRS and 1031 exchanges are not.
US CODE: Title 26, §1031. Exchange of Property Held for Productive Use or Investment


Escrow is a legal arrangement in which an asset (such as cash or real property) is deposited into safekeeping (e.g. a bank account) under the trust of a neutral third party (escrow agent) pending satisfaction of  contractual contingency or condition. Once the condition has been met, the escrow agent will deliver the asset to the party prescribed by the contract.
Clear Title offers escrow services and is authorized to act as an escrow agent.

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